Mastercard IncorporatedMA

Financial Services
Neutral

ASignal's systematic analysis rates MA as Neutral. Mastercard Incorporated has a market cap of $465.42B, a P/E of 30.31, a 45.9% net margin, and 15.8% year-over-year revenue growth.

Reflects the latest available analysis · analyzed Jul 11, 2026

The case on MA

Bull vs bear, surfaced by ASignal's framework agents from public market data. The precise verdict: ASignal Rank, confidence, and price targets - is in the app.

Bull case
  • Strong revenue and earnings growth (15.8% and 21.2% YoY)
  • High operating and net margins (60.84% and 45.88%)
  • Positive free cash flow ($16.15B)
  • Bullish MACD momentum with expanding histogram
  • Price above 20-day and 50-day moving averages
VS
Bear case
  • High P/E ratio (30.31x) and elevated PEG (1.60x)
  • Extremely high price-to-book ratio (69.53x)
  • Debt-to-equity ratio of 2.82x indicates high leverage
  • Current and quick ratios below 1 suggest liquidity concerns
  • RSI near overbought territory (69.06)

Key facts

Sector
Financial Services
Market cap
$465.42B
P/E ratio
30.31
Gross margin
100.0%
Net margin
45.9%
Rev growth YoY
15.8%
Price (Jul 11, 2026)
$526.74

Peers

Clustered with MA by analysis-profile similarity.

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See the full verdict on MA

ASignal Rank (1-4), confidence score, Buffett / Ackman / Dalio grades, price targets, and the full reasoning behind the call.

How ASignal analyzes MA

Most investors never get a second opinion, let alone several. ASignal runs MA past a panel of specialized investor-framework agents, each calibrated on a distinct school of investing: Warren Buffett's value discipline, Bill Ackman's activist lens, and Ray Dalio's macro view. They don't just score in isolation, they argue: a dedicated Challenger agent pushes back on every conclusion until the panel settles on a reasoned consensus, weighing fundamentals, macro conditions, market sentiment, and price action together. The kind of cross-examined read that takes a research desk hours, ASignal delivers in under two minutes, refreshed every cycle.

The signal direction and the bull and bear case above are free. The precise read, ASignal Rank, framework grades, price targets, and full reasoning, stays with subscribers.

Mastercard Incorporated (MA) Stock Analysis - ASignal rates it Neutral