PayPal Holdings, Inc.PYPL
ASignal's systematic analysis rates PYPL as Neutral. PayPal Holdings, Inc. has a market cap of $49.32B, a P/E of 10.9, a 14.4% net margin, and 4.8% year-over-year revenue growth.
Reflects the latest available analysis · analyzed Aug 1, 2026
The case on PYPL
Bull vs bear, surfaced by ASignal's framework agents from public market data. The precise verdict: ASignal Rank, confidence, and price targets - is in the app.
- Strong return on equity (24.50%) indicating efficient use of capital
- Low forward P/E of 9.88x suggesting undervaluation relative to earnings
- High value score of 0.8 supports attractive valuation metrics
- Free cash flow of $4.42B reflects solid cash generation
- RSI at 80.80 indicating overbought conditions and potential price reversal
- Weak revenue growth (4.80%) and negative earnings growth (-3.10%)
- Low quick ratio of 0.25x signaling potential liquidity concerns
- Minimal Reddit mentions (1) suggesting limited retail investor interest
Key facts
Peers
Clustered with PYPL by analysis-profile similarity.
See the full verdict on PYPL
ASignal Rank (1-4), confidence score, Buffett / Ackman / Dalio grades, price targets, and the full reasoning behind the call.
How ASignal analyzes PYPL
Most investors never get a second opinion, let alone several. ASignal runs PYPL past a panel of specialized investor-framework agents, each calibrated on a distinct school of investing: Warren Buffett's value discipline, Bill Ackman's activist lens, and Ray Dalio's macro view. They don't just score in isolation, they argue: a dedicated Challenger agent pushes back on every conclusion until the panel settles on a reasoned consensus, weighing fundamentals, macro conditions, market sentiment, and price action together. The kind of cross-examined read that takes a research desk hours, ASignal delivers in under two minutes, refreshed every cycle.
The signal direction and the bull and bear case above are free. The precise read, ASignal Rank, framework grades, price targets, and full reasoning, stays with subscribers.