The Progressive CorporationPGR

Financial Services
Bullish

ASignal's systematic analysis rates PGR as Bullish. The Progressive Corporation has a market cap of $135.59B, a P/E of 11.85, a 12.9% net margin, and 8.7% year-over-year revenue growth.

Reflects the latest available analysis · analyzed Jul 9, 2026

The case on PGR

Bull vs bear, surfaced by ASignal's framework agents from public market data. The precise verdict: ASignal Rank, confidence, and price targets - is in the app.

Bull case
  • Strong return on equity (37.90%) indicating high capital efficiency
  • Healthy free cash flow of $15.50B supporting financial flexibility
  • Low debt-to-equity ratio of 0.26x suggesting strong financial health
  • Attractive value score with P/E of 11.85x below forward P/E of 14.12x
  • Positive year-over-year revenue and earnings growth (8.7% and 9.8% respectively)
VS
Bear case
  • RSI at 75.94 indicating overbought conditions and potential near-term pullback
  • Price near upper Bollinger Band (239.01) suggesting short-term resistance
  • High PEG ratio of 35.34x signaling potential overvaluation relative to growth
  • Current ratio of 0.30x and quick ratio of 0.24x indicating liquidity concerns
  • No Reddit mentions, suggesting lack of retail investor interest or visibility

Key facts

Sector
Financial Services
Market cap
$135.59B
P/E ratio
11.85
Gross margin
18.6%
Net margin
12.9%
Rev growth YoY
8.7%
Price (Jul 9, 2026)
$232.9

Peers

Clustered with PGR by analysis-profile similarity.

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See the full verdict on PGR

ASignal Rank (1-4), confidence score, Buffett / Ackman / Dalio grades, price targets, and the full reasoning behind the call.

How ASignal analyzes PGR

Most investors never get a second opinion, let alone several. ASignal runs PGR past a panel of specialized investor-framework agents, each calibrated on a distinct school of investing: Warren Buffett's value discipline, Bill Ackman's activist lens, and Ray Dalio's macro view. They don't just score in isolation, they argue: a dedicated Challenger agent pushes back on every conclusion until the panel settles on a reasoned consensus, weighing fundamentals, macro conditions, market sentiment, and price action together. The kind of cross-examined read that takes a research desk hours, ASignal delivers in under two minutes, refreshed every cycle.

The signal direction and the bull and bear case above are free. The precise read, ASignal Rank, framework grades, price targets, and full reasoning, stays with subscribers.

The Progressive Corporation (PGR) Stock Analysis - ASignal rates it Bullish