Upstart Holdings, Inc.UPST
ASignal's systematic analysis rates UPST as Neutral. Upstart Holdings, Inc. has a market cap of $2.85B, a P/E of 72.54, a 4.2% net margin, and 44.6% year-over-year revenue growth.
Reflects the latest available analysis · analyzed Jun 7, 2026
The case on UPST
Bull vs bear, surfaced by ASignal's framework agents from public market data. The precise verdict: ASignal Rank, confidence, and price targets - is in the app.
- Strong revenue growth (44.6% YoY)
- High gross margin (82.71%) indicating pricing power
- Positive MACD histogram suggesting strengthening momentum
- Price trading near lower Bollinger Band, potential mean reversion
- Negative free cash flow (-$312.58M)
- High debt-to-equity ratio (2.70x)
- Elevated EV/EBITDA (43.98x) relative to fundamentals
- No Reddit mentions, indicating low retail sentiment
Key facts
See the full verdict on UPST
ASignal Rank (1-4), confidence score, Buffett / Ackman / Dalio grades, price targets, and the full reasoning behind the call.
How ASignal analyzes UPST
Most investors never get a second opinion, let alone several. ASignal runs UPST past a panel of specialized investor-framework agents, each calibrated on a distinct school of investing: Warren Buffett's value discipline, Bill Ackman's activist lens, and Ray Dalio's macro view. They don't just score in isolation, they argue: a dedicated Challenger agent pushes back on every conclusion until the panel settles on a reasoned consensus, weighing fundamentals, macro conditions, market sentiment, and price action together. The kind of cross-examined read that takes a research desk hours, ASignal delivers in under two minutes, refreshed every cycle.
The signal direction and the bull and bear case above are free. The precise read, ASignal Rank, framework grades, price targets, and full reasoning, stays with subscribers.