U.S. BancorpUSB

Financial Services
Neutral

ASignal's systematic analysis rates USB as Neutral. U.S. Bancorp has a market cap of $98.15B, a P/E of 12.58, a 29.9% net margin, and 10.4% year-over-year revenue growth.

Reflects the latest available analysis · analyzed Aug 1, 2026

The case on USB

Bull vs bear, surfaced by ASignal's framework agents from public market data. The precise verdict: ASignal Rank, confidence, and price targets - is in the app.

Bull case
  • Forward P/E of 10.90x below current P/E of 12.58x suggesting valuation discount
  • Strong earnings growth YoY at 21.60%
  • Revenue growth of 10.40% indicates solid top-line expansion
  • High profit and operating margins at 29.90% and 39.65% respectively
  • Dividend yield of 330.00% is exceptionally high, indicating strong income profile
  • Value score of 0.80 reflects attractive valuation metrics
VS
Bear case
  • MACD histogram negative at -0.2946, indicating weakening bullish momentum
  • Price slightly below 20-day SMA and near Bollinger middle band, suggesting consolidation
  • Price momentum slightly negative at -0.0021
  • Missing key cash flow and debt-to-equity data limits fundamental visibility
  • Zero Reddit mentions indicate lack of retail investor interest or sentiment data

Key facts

Sector
Financial Services
Market cap
$98.15B
P/E ratio
12.58
Gross margin
0.0%
Net margin
29.9%
Rev growth YoY
10.4%
Price (Aug 1, 2026)
$63.01

Peers

Clustered with USB by analysis-profile similarity.

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See the full verdict on USB

ASignal Rank (1-4), confidence score, Buffett / Ackman / Dalio grades, price targets, and the full reasoning behind the call.

How ASignal analyzes USB

Most investors never get a second opinion, let alone several. ASignal runs USB past a panel of specialized investor-framework agents, each calibrated on a distinct school of investing: Warren Buffett's value discipline, Bill Ackman's activist lens, and Ray Dalio's macro view. They don't just score in isolation, they argue: a dedicated Challenger agent pushes back on every conclusion until the panel settles on a reasoned consensus, weighing fundamentals, macro conditions, market sentiment, and price action together. The kind of cross-examined read that takes a research desk hours, ASignal delivers in under two minutes, refreshed every cycle.

The signal direction and the bull and bear case above are free. The precise read, ASignal Rank, framework grades, price targets, and full reasoning, stays with subscribers.

U.S. Bancorp (USB) Stock Analysis - ASignal rates it Neutral