REGIONAL MANAGEMENT CORPRM
ASignal's systematic analysis rates RM as Neutral.
Reflects the latest available analysis · analyzed Oct 11, 2026
The case on RM
Bull vs bear, surfaced by ASignal's framework agents from public market data. The precise verdict: ASignal Rank, confidence, and price targets - is in the app.
- Strong free cash flow generation indicated by operating cash flow of $328.51M
- High gross margin of 59.75% indicating pricing power and cost control
- Low forward P/E of 5.69x suggesting undervaluation relative to earnings
- Attractive PEG ratio of 0.90x indicating potential growth at a reasonable price
- High current and quick ratios (64.04x, 60.44x) reflecting strong short-term liquidity
- Negative free cash flow of -$136.66M despite positive operating cash flow
- High debt-to-equity ratio of 4.54x signaling elevated financial risk
- Earnings declining YoY by 17.5%, indicating profitability pressure
- Extremely high dividend yield of 354.00% likely unsustainable
- Only one news source (SeekingAlpha) and no Reddit mentions, indicating low market sentiment coverage
See the full verdict on RM
ASignal Rank (1-4), confidence score, Buffett / Ackman / Dalio grades, price targets, and the full reasoning behind the call.
How ASignal analyzes RM
Most investors never get a second opinion, let alone several. ASignal runs RM past a panel of specialized investor-framework agents, each calibrated on a distinct school of investing: Warren Buffett's value discipline, Bill Ackman's activist lens, and Ray Dalio's macro view. They don't just score in isolation, they argue: a dedicated Challenger agent pushes back on every conclusion until the panel settles on a reasoned consensus, weighing fundamentals, macro conditions, market sentiment, and price action together. The kind of cross-examined read that takes a research desk hours, ASignal delivers in under two minutes, refreshed every cycle.
The signal direction and the bull and bear case above are free. The precise read, ASignal Rank, framework grades, price targets, and full reasoning, stays with subscribers.