PROVIDENT FINANCIAL SERVICESPFS
ASignal's systematic analysis rates PFS as Neutral.
Reflects the latest available analysis · analyzed Sep 5, 2026
The case on PFS
Bull vs bear, surfaced by ASignal's framework agents from public market data. The precise verdict: ASignal Rank, confidence, and price targets - is in the app.
- Attractive valuation metrics with P/E of 9.80x and forward P/E of 9.12x
- Strong net profit margin at 34.97%
- High operating margin of 52.27%
- Positive earnings growth of 9.00% year-over-year
- Low beta of 0.77 indicating lower volatility relative to the market
- Dividend yield of 4.05% (corrected from erroneous 405%) with sustainable 40% payout ratio
- Negative MACD histogram indicating weakening bullish momentum
- Price trading below both SMA20 and SMA50, signaling short-term downtrend
- Zero Reddit mentions indicating lack of retail investor interest or sentiment data
- Gross margin listed as 0.00%, which is atypical for a regional bank and may indicate data error or operational concern
- EV/EBITDA and free cash flow data unavailable, limiting fundamental visibility
See the full verdict on PFS
ASignal Rank (1-4), confidence score, Buffett / Ackman / Dalio grades, price targets, and the full reasoning behind the call.
How ASignal analyzes PFS
Most investors never get a second opinion, let alone several. ASignal runs PFS past a panel of specialized investor-framework agents, each calibrated on a distinct school of investing: Warren Buffett's value discipline, Bill Ackman's activist lens, and Ray Dalio's macro view. They don't just score in isolation, they argue: a dedicated Challenger agent pushes back on every conclusion until the panel settles on a reasoned consensus, weighing fundamentals, macro conditions, market sentiment, and price action together. The kind of cross-examined read that takes a research desk hours, ASignal delivers in under two minutes, refreshed every cycle.
The signal direction and the bull and bear case above are free. The precise read, ASignal Rank, framework grades, price targets, and full reasoning, stays with subscribers.