OPEN LENDING CORPLPRO
ASignal's systematic analysis rates LPRO as Neutral.
Reflects the latest available analysis · analyzed Oct 5, 2026
The case on LPRO
Bull vs bear, surfaced by ASignal's framework agents from public market data. The precise verdict: ASignal Rank, confidence, and price targets - is in the app.
- Strong gross margin (77.24%) indicating pricing power
- High cash position with total cash of $173.31M exceeding total debt of $85.08M
- Current ratio of 4.44x and quick ratio of 4.08x indicating solid short-term liquidity
- Negative net margin (-5.95%) and operating margin (-3.09%)
- Negative return on equity (-6.85%) signaling poor capital efficiency
- High EV/EBITDA of 56.36x suggesting expensive valuation relative to earnings
- Declining revenue growth (YoY: -16.00%)
- Negative operating cash flow ($-120,000)
- High beta of 2.20 indicating elevated volatility and market risk
See the full verdict on LPRO
ASignal Rank (1-4), confidence score, Buffett / Ackman / Dalio grades, price targets, and the full reasoning behind the call.
How ASignal analyzes LPRO
Most investors never get a second opinion, let alone several. ASignal runs LPRO past a panel of specialized investor-framework agents, each calibrated on a distinct school of investing: Warren Buffett's value discipline, Bill Ackman's activist lens, and Ray Dalio's macro view. They don't just score in isolation, they argue: a dedicated Challenger agent pushes back on every conclusion until the panel settles on a reasoned consensus, weighing fundamentals, macro conditions, market sentiment, and price action together. The kind of cross-examined read that takes a research desk hours, ASignal delivers in under two minutes, refreshed every cycle.
The signal direction and the bull and bear case above are free. The precise read, ASignal Rank, framework grades, price targets, and full reasoning, stays with subscribers.