FIRST MERCHANTS CORPFRME

Neutral

ASignal's systematic analysis rates FRME as Neutral.

Reflects the latest available analysis · analyzed Sep 9, 2026

The case on FRME

Bull vs bear, surfaced by ASignal's framework agents from public market data. The precise verdict: ASignal Rank, confidence, and price targets - is in the app.

Bull case
  • Forward P/E of 9.09x below current P/E of 13.09x suggesting valuation discount
  • Strong operating margin at 34.27%
  • Profitable with solid net margin of 28.96%
  • Low beta of 0.85 indicating lower volatility relative to market
  • Dividend yield appears high at 359.00% (likely data error, possibly misreported)
VS
Bear case
  • Negative price momentum (-0.014)
  • MACD below signal line with negative histogram, indicating downtrend
  • RSI near lower end of neutral range (40.47), suggesting weakening momentum
  • Price below both SMA20 and SMA50, indicating short-term downtrend
  • Earnings growth declining YoY by 28.70%
  • Gross margin reported as 0.00%, atypical for a regional bank
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See the full verdict on FRME

ASignal Rank (1-4), confidence score, Buffett / Ackman / Dalio grades, price targets, and the full reasoning behind the call.

How ASignal analyzes FRME

Most investors never get a second opinion, let alone several. ASignal runs FRME past a panel of specialized investor-framework agents, each calibrated on a distinct school of investing: Warren Buffett's value discipline, Bill Ackman's activist lens, and Ray Dalio's macro view. They don't just score in isolation, they argue: a dedicated Challenger agent pushes back on every conclusion until the panel settles on a reasoned consensus, weighing fundamentals, macro conditions, market sentiment, and price action together. The kind of cross-examined read that takes a research desk hours, ASignal delivers in under two minutes, refreshed every cycle.

The signal direction and the bull and bear case above are free. The precise read, ASignal Rank, framework grades, price targets, and full reasoning, stays with subscribers.

FIRST MERCHANTS CORP (FRME) Stock Analysis - ASignal rates it Neutral