FAIR ISAAC CORPFICO
ASignal's systematic analysis rates FICO as Neutral.
Reflects the latest available analysis · analyzed Oct 28, 2026
The case on FICO
Bull vs bear, surfaced by ASignal's framework agents from public market data. The precise verdict: ASignal Rank, confidence, and price targets - is in the app.
- Strong revenue growth (25.7% YoY)
- High operating and gross margins (53.79% and 85.10%)
- Exceptional net profit margin (34.05%)
- Positive free cash flow ($774.41M)
- Forward P/E of 16.21x below sector average for high-growth tech
- PEG ratio of 0.77x indicates growth at reasonable valuation
- RSI at 73.3 indicates overbought conditions
- MACD negative and below signal line despite histogram expansion
- Price trading above 20-day and 50-day SMAs but near upper Bollinger Band
- No Reddit retail sentiment data available
- Return on Equity not reported
- Debt-to-equity ratio not available despite $5.60B total debt
Peers
Clustered with FICO by analysis-profile similarity.
See the full verdict on FICO
ASignal Rank (1-4), confidence score, Buffett / Ackman / Dalio grades, price targets, and the full reasoning behind the call.
How ASignal analyzes FICO
Most investors never get a second opinion, let alone several. ASignal runs FICO past a panel of specialized investor-framework agents, each calibrated on a distinct school of investing: Warren Buffett's value discipline, Bill Ackman's activist lens, and Ray Dalio's macro view. They don't just score in isolation, they argue: a dedicated Challenger agent pushes back on every conclusion until the panel settles on a reasoned consensus, weighing fundamentals, macro conditions, market sentiment, and price action together. The kind of cross-examined read that takes a research desk hours, ASignal delivers in under two minutes, refreshed every cycle.
The signal direction and the bull and bear case above are free. The precise read, ASignal Rank, framework grades, price targets, and full reasoning, stays with subscribers.