Fair Isaac CorporationFICO

Technology
Neutral

ASignal's systematic analysis rates FICO as Neutral. Fair Isaac Corporation has a market cap of $24.25B, a P/E of 32.52, a 34.1% net margin, and 25.7% year-over-year revenue growth.

Reflects the latest available analysis · analyzed Aug 1, 2026

The case on FICO

Bull vs bear, surfaced by ASignal's framework agents from public market data. The precise verdict: ASignal Rank, confidence, and price targets - is in the app.

Bull case
  • Strong revenue growth (25.7% YoY)
  • High operating margin (53.79%)
  • Exceptional gross margin (85.10%)
  • Solid free cash flow ($774.41M)
  • Positive earnings growth (41.2% YoY)
  • Attractive PEG ratio (0.96x)
VS
Bear case
  • Bearish MACD crossover (MACD < signal)
  • Negative price momentum
  • Price below all key moving averages (SMA20, SMA50, EMA20)
  • Price near lower Bollinger Band
  • Negative price-to-book ratio (-5.92x)
  • No Reddit sentiment data available

Key facts

Sector
Technology
Market cap
$24.25B
P/E ratio
32.52
Gross margin
85.1%
Net margin
34.1%
Rev growth YoY
25.7%
Price (Aug 1, 2026)
$1,122.97

Peers

Clustered with FICO by analysis-profile similarity.

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See the full verdict on FICO

ASignal Rank (1-4), confidence score, Buffett / Ackman / Dalio grades, price targets, and the full reasoning behind the call.

How ASignal analyzes FICO

Most investors never get a second opinion, let alone several. ASignal runs FICO past a panel of specialized investor-framework agents, each calibrated on a distinct school of investing: Warren Buffett's value discipline, Bill Ackman's activist lens, and Ray Dalio's macro view. They don't just score in isolation, they argue: a dedicated Challenger agent pushes back on every conclusion until the panel settles on a reasoned consensus, weighing fundamentals, macro conditions, market sentiment, and price action together. The kind of cross-examined read that takes a research desk hours, ASignal delivers in under two minutes, refreshed every cycle.

The signal direction and the bull and bear case above are free. The precise read, ASignal Rank, framework grades, price targets, and full reasoning, stays with subscribers.

Fair Isaac Corporation (FICO) Stock Analysis - ASignal rates it Neutral